r/churning Jan 24 '22

Daily Discussion Thread - January 24, 2022 Daily Discussion

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


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u/DCJoe1 Jan 25 '22

Awesome, thanks. Got the $150 offer on the BCE-->BCP upgrade, kind of funny as I had just downgraded it a few months ago after doing the same offer just over a year ago. I'll take their money twice, sure.


u/moose8106 Jan 25 '22

I've done that back and forth for a little over 10 years now. I keep upgrading when I see an offer, and downgrading when I have to pay the fee. It's been like 5 or so product changes so far. I don't ask questions - I just accept


u/DCJoe1 Jan 25 '22

Nice. Yeah I think if I had been paying attention years ago I could have done it a few times in the past also. It's my longest tenured card, reaches back a very long time so I will never close it.