r/churning Nov 08 '21 Wholesome 1

Weekly Off Topic Thread - Week of November 08, 2021 Anything Goes

This is the Weekly Off-Topic thread

There's more to this hobby than just credit cards - it spreads out into travel aspirations, what luggage or wallet you're using, or what flavor kombucha your local WeWork is serving. Please use this thread to talk about all things even tangentially related to churning. Memes, jokes, and off-topic content are allowed (and encouraged) here. Please use our regular threads to ask basic questions, ask questions about what card to get, or talk about MS. But if it's off-topic elsewhere, you're on-topic here.

Regular rules still apply.

Have fun!

Note: Posting and soliciting referrals are still not allowed.

48 Upvotes

2

u/throwaway_9991918 Nov 14 '21

When is this sub gonna get a fun header? It should be a VGC, right?

1

u/martyconlonontherun Nov 13 '21

https://finance.yahoo.com/news/us-just-lifted-the-covid-19-travel-ban-and-this-hotel-is-already-seeing-a-major-boost-191003982.html

Really nice as a churner heavy in chase/Hyatt that these spikes in travel have immaterial effects on my travel plan and budget. Have six trips between now and February without feeling any pinch.

3

u/blinyellow MKE, ORD Nov 12 '21

If anyone is looking for a pretty good way to use some of that Dell -> Microsoft gift cards, the Bose QuietComfort 35 II is on sale at most retailers for $179 including at the Microsoft store.

Don't forget to use a cashback website for a little extra off

2

u/ccuser011 Nov 12 '21

[Off Topic] anyone has experience of using ever used services for "medical bill negotiator"?

Enrolling in work benefit plan for next year. There was an option to use this service.

I personally feel overwhelm when it comes with dealing with medical billing despite of being at ease with complex churning process. I am curious what resource do you use to get better handle of medical/insurance related billing challenges.

2

u/Tsarinax JFK, BDL Nov 11 '21

Has raise always limited who can sell xbox gift cards, or did I just try at a bad time?

2

u/Parts_Unknown- Nov 13 '21

Apologies if you already know this, but they have a do not buy list with the cards that they either don't accept or only accept under certain conditions.
https://www.raise.com/donotbuy

2

u/carpethediem5 BUR Nov 12 '21

I would avoid Raise. They claim my GCs were drained, and refuse to pay me.

-2

u/[deleted] Nov 10 '21

[deleted]

-3

u/planesurf MIA, HNL Nov 10 '21

Stock market.

1

u/halfwise Nov 10 '21

You bought the stock market? Impressive.

-4

u/planesurf MIA, HNL Nov 10 '21

Correct POT has been activated on my Amex

1

u/Loyal_Quisling 7/24 Nov 10 '21

Anyone see that amex changed offers?

Used to be add offer and it now says activate offer. Is this new?

8

u/hadahog723 Nov 10 '21 edited Nov 10 '21

Man the labor shortage is really hitting close to home for this night owl. Money centers are never open when I go, they told me it closes at 3pm now, and even then they often won't have the people to staff it

Also kroger closing at 10pm (I usually grocery shop after 11) and I literally couldn't get any fast food at 12:30 on a friday night. And I don't even live in a small town or anything.

They also stopped bothering to bring carts in which, I don't care about but is kind of funny and maybe vaguely sinister

1

u/JoeTony6 Nov 12 '21

Kroger has been 6am-10pm here pretty much entirely throughout COVID - after the first few weeks at least.

3

u/itsmychurn DRY, FLY Nov 11 '21

At one of my WMs the other day, both the CS and MC were closed at 9:30 am. They said it was because it was the first Friday of their Black Friday sales. Um, OK, wut?

I was actually there just to make a return. So, I asked, where can I make a return? They said, "You can't." offs

-6

u/planesurf MIA, HNL Nov 10 '21

Yeah man, the ROI of MSing is slowly going down for me if I have to wait behind three people and one cashier who takes at least 5 min per person...

1

u/hadahog723 Nov 10 '21

Same. I always try to weave it into my errands but even that is getting tenuous. I'm probably going to have to spend multiple Saturdays just driving across the state stopping at Kroger

And of course I just took on $40k in MS burden

3

u/jkernan7553 Nov 10 '21

Are there any tangentially related hobbies/sources of extra $ that you guys are into?

For example, I wonder if there's a big crossover between /r/churning and those that used to browse /r/beermoney and/or make money on Mechanical Turk. When I was younger there used to be tons of sites, of which Swagbucks is one survivor, that would give out some decent cash for filling out surveys etc. I think that industry slightly died down and my own salary progressed to the point where it wasn't really worth my time.

One "hobby" that I've found similar to churning is sports betting. I received SUBs from DraftKings, FanDuel, and BetMGM, all just from depositing money (didn't have to bet/spend anything). Then I got referral bonuses from P2. I still get offers fairly often from them. "Deposit $100 and we'll give you a free $100 to play blackjack"....I deposit $100, $100 credit shows up a minute later, and I spend 5 min blowing it all on Blackjack to make ~$90. Immediately withdrew the $190.

Obviously, this could go horribly wrong if you can't control yourself, but the same is of course true of credit cards. Anything else that you guys do that is related? What hobbies do you think have a big crossover with churning?

3

u/BOS_George Nov 11 '21 edited Nov 12 '21

Reselling is the obvious answer as it boosts spending as well. I don’t have the time to manage my own operation but I’ve been pretty heavy into buying groups the past 4 months or so. It’s turned a pretty decent cash return on top of roughly 150k points excluding SUBs.

2

u/jkernan7553 Nov 11 '21

Do you have any resources to look into starting this up? I am not very familiar with the industry.

2

u/thekingoftherodeo BOS, MAN Nov 10 '21

Get on the gambling promos while you can, but I'd keep funding/withdrawals separate from your primary account/bank. I come from a country where the gambling market is mature and I remember the free for all circa 2010 with all the app/website sign up bonuses when betting companies were falling over themselves to give money away (particularly during the Cheltenham Festival for anyone familiar with National Hunt Horseracing). Very tight now in terms of bonuses/closing accounts and banks flag these transactions when deciding on extending credit (particularly mortgages). I would imagine it'll follow the same path here in the US as the industry matures. But definitely hit it hard while its in its infancy, just keep it segregated.

2

u/lenin1991 HOT, DOG Nov 10 '21

I dabbled in beermoney prechurning, but the ROI is so low, it was hard to defend spending much time.

I do the sportsbooks as well now. Things like $5k freebet promos are absolutely bonkers. I only bet when I can profit on both sides of a prop -- I might have a ton of money on a game, but I never have a financial interest in any specific outcome, I win the same regardless. I don't care about UFC at all, never watched a fight, but I put a bunch on it last weekend.

4

u/FriendlyITGuy BDL, LAS Nov 10 '21

I have a 3D printer and could probably sell 3D printed items. I'd like to invest in a few more printers and start a print farm, but I need more living space for that first.

4

u/hadahog723 Nov 10 '21 edited Nov 10 '21

Maybe, but I think most people on here seem to have a better sense of opportunity cost and the value of their time than on /r/beermoney. Seriously spending your time on mTurk/filling out surveys is kind of sad and you should reevaluate your life if that's what your doing

I churned draft-kings though. The EV of their freerolls kept decreasing and and I'm 90% sure that they stack the deck against you. I mean for sure they are trying to get you hooked but eventually it was like they didn't want to let me keep winning. I did probably pull out $2-300 for not too much effort though.

But yeah though ever since I started churning my side-hustle mindset has exploded. I'm always looking for little ways to gain EV in life and I have a convenient baseline to compare it to (driving around MSing)

-1

u/planesurf MIA, HNL Nov 10 '21

Amazon FBA

3

u/PurelySmart JFK, LGA Nov 10 '21

I have been browsing doctor of credit at night while feeding my infant. The white theme woke me right up.

Is anyone aware of a way to make the site dark theme? Maybe we can contact the site creators to make a dark theme?

1

u/doctorofcredit Nov 15 '21

There is a toggle for night mode on desktop, but the night mode just kind of sucks. Maybe at one stage we will do something better but not high on the priority list

2

u/halfwise Nov 10 '21

Dude, I had my kid 9 days ago! I've done so many bank/brokerage deals this past week... lol.

1

u/PurelySmart JFK, LGA Nov 10 '21

Congrats man. I had mine on the 17th. I feel like I am mastering churning one handed hahaha

3

u/lenin1991 HOT, DOG Nov 10 '21

In desktop mode, there's an unlabeled slider at the top (immediately next to Daily Deals) that turns on dark mode. Don't see anything on mobile view though.

1

u/linenobservation JAX, AFL Nov 10 '21

If you are using a full browser (as opposed to a mobile browser), you can use an extension or flag for this. In Chrome, go to chrome://flags and enable "Force Dark Mode for Web Contents"

2

u/findmepoints Nov 10 '21

How fast will this get stopped?

0

u/planesurf MIA, HNL Nov 10 '21

MSing for the masses.

-6

u/planesurf MIA, HNL Nov 10 '21 edited Nov 10 '21

P2 and I are going on a fun four day trip to Vienna and Munich pretty soon. Any recs for Vienna? Also, any recs for things to do in Munich? I've been once before and it was fun (walked around, went to the park, etc) but I only spent one day there (I flew there just to fly LH F back to the states).

Also, does anyone have experiences with the Andaz Munich? Thanks.

Edit: Not sure why I'm being downvoted?

1

u/Parts_Unknown- Nov 13 '21

Lived in Salzburg for a year about 15 years ago & went to Munich a lot. They have some excellent quality art museums if thats your thing. Honestly whatever palace/museum/church you find googling will pretty much be as advertised. If you have the time and inclination there's a monastery maybe an hour by S-Bahn called Andechs that makes some really great beer and is brewed by actual monks, not some multinational. Kind of a pain to get to but worth it if you'd like an authentic beer garden experience outside of the city. Inside the city, Hofbrau gets the tourists and is worth going to just to say you did, but again for a more authentic beer garden/hall with better beer go with Paulaner. Also, if you can go at the end of Feb thru March (dates change every year) it's worth a trip for Starkbierzeit. Provided you like strong beer, singing John Denver at the top of your lungs, and sassy German waitresses.

1

u/FriendlyITGuy BDL, LAS Nov 10 '21

If you like science and technology, the Deutsches Museum is HUGE and really cool.

Vienna, you should just get fat off Sachertorte.

-1

u/planesurf MIA, HNL Nov 10 '21

Noted!

10

u/POINTSmetotheMILES Nov 10 '21

P2, ok

6

u/itsmychurn DRY, FLY Nov 11 '21

P2 is his mom.

5

u/POINTSmetotheMILES Nov 11 '21

Edit: Not sure why I'm being downvoted?

5

u/planesurf MIA, HNL Nov 10 '21

If you’re free, there is still 2J available and we can swap seats with P2, so we can sit in the center seats next to each other

0

u/planesurf MIA, HNL Nov 10 '21

Thanks for the recs man! Real helpful.

Does that bother you?

2

u/captain_uranus Nov 10 '21

Looking to do Vienna in February as well, so definitely report back :) If anyone has ever seen the movie Before Sunset (one of my favorites) with Ethan Hawke, looking to revisit/relive almost all of the filming locations. In addition to that the palaces (Belvedere, Schönbrunn, and Hofburg) look really interesting. And if you're a big foodie was also looking at eating at Mraz & Sohn, which a two-star Michellin run by a dad and his sons and looks like they do some pretty interesting creative stuff with the food haha.

1

u/planesurf MIA, HNL Nov 10 '21

Will do! Thanks for sharing some activities.

0

u/OddaJosh BIG, BOY Nov 10 '21

No recs but please post a trip report. Gonna try a similar itinerary in December if any last minute award space opens :)

2

u/planesurf MIA, HNL Nov 10 '21

Will do. Hopefully that last min award space opens up for you

1

u/[deleted] Nov 10 '21

[deleted]

1

u/POINTSmetotheMILES Nov 10 '21

What was the "certain feature"?

1

u/NeedMorePointsBOS Nov 10 '21 edited Nov 10 '21

Hyatt ziva or Hyatt zilara (cap Cana location). Which one is better? Not bringing kids but we don’t mind them.

3

u/planesurf MIA, HNL Nov 10 '21

Whichever had the shooting. Reason being it is probably less crowded now.

2

u/jfchops2 MSP Nov 10 '21

That was the Riviera Cancun location, not Cap Cana

4

u/carpethediem5 BUR Nov 09 '21

Post 5/24 daydreaming: “I wish Chase gives P2 a black star approval of SW Priority card for CP 2022-2023. Come on, Chase gods”

-1

u/planesurf MIA, HNL Nov 10 '21

Black star offer for.. CP?

5

u/Pandamonium98 Nov 10 '21

I saw somewhere that black star approvals are finished, but I don’t really know where you can get that kind of info from

3

u/xosotypical Nov 09 '21

When you have the option to payout from Cash Back Portal websites like TopCashBack and there’s an option to redeem for 2-3% more for a third party gift card do you take it or do straight to your bank for no bonus? Things like Amazon and Target I know I would use eventually, but I usually have a MSR card I’m using which gets roughly at least 10% with spend so maybe better to just deposit the cash back to my bank account? Not sure why I can’t easily wrap my head around which is better haha.

1

u/BOS_George Nov 11 '21

I did ACH for years until very recently when I switched to Visa GC for the extra 5% on TCB. I have a lot of purchases through the portal so it makes some impact and given my high Amazon spend they’re usually used up the same day I get them.

3

u/sg77 RFS Nov 10 '21

TCB sometimes has promos that give 7% more for a visa card. I'll do that, but not if it's just 3% or 5%.

7

u/blue9yun Nov 09 '21

Get cash/PayPal at no discount and buy Amazon GC with 5-10% off (blue cash preferred at grocery store or meeting MSR, etc.). Easier than VGC and more discount.

3

u/thekingoftherodeo BOS, MAN Nov 09 '21

If you're using on Amazon, typically the VGC bonuses are better than straight Amazon GC, so its better to get the VGC and then buy Amazon GCs for that exact amount (if you have spend planned on Amazon of course).

3

u/chimichangas92 Nov 09 '21

As someone who is 6'2 and has broad shoulders, long flights in economy are not fun for me. The longest I have done is NY to LA which was fine. I was looking at flights to Australia in economy and saw the 17ish hour flight time and started to wonder if that would put a major damper on a trip. What is your threshold for time in economy before you are miserable? I think 8 hours would be where I would start hating everything. I also have never been able to fall asleep in economy so that plays a giant factor :(.

Bless churning and this subreddit so I hopefully never have to find out the answer to this question.

1

u/BOS_George Nov 11 '21

Churning had made this question largely theoretical to me but I never fly premium domestically unless the absolute dollar price difference is marginal.

This hobby really opened up the world for me because I don’t think I’d consider transpacific flights at all in economy. Mine have all been in F but that’s really just for novelty over J.

1

u/jfchops2 MSP Nov 10 '21

As a tangent I went to Australia with a couple friends right before covid (really lucky there, we got home March 4th 2020...) with me flying business and them flying economy. I got off the plane well rested and ready to jump right into the action. It took them two whole days to catch up to my energy level. I understand not being able to afford J whether it's with cash or miles, but it's so worth it on a flight that long if the only reason you wouldn't book it is opportunity cost for a future trip, which is how they justified flying economy.

I've done extra legroom economy r/t to Europe. The flight over was pretty rough as it was overnight and it took me a day to catch up over on the other side. Flying home during the day wasn't that bad, just sore legs by the end of it. I like in the middle of the country so I'm about a 3.5 hour maximum flight distance to anywhere in the lower 48, so I've never gotten used to long economy flights as I've never had to fly transcon. I'll go J overseas every time now with how many miles I've built up during the pandemic unless there's some stupid good deal on economy to Europe / northern South America.

2

u/Xov581 Nov 10 '21

Longest economy flight I've done was PVG-ORD, which was pretty miserable as I am also 6'2" and can never fall asleep on planes. ORD-PVG wasn't as bad because we managed to snag exit row seats. For a 17+ hour flight, for sure try to go biz if you can.

3

u/Doveclaw12 Nov 09 '21

I am 6'4" and was going back and forth between DC and Pakistan for school and family trips for years. Every year it was less and less bearable. Thanks to churning I don't have to suffer for 14 hrs to Dubai / 13 hrs to Doha / 10 hrs to Istanbul in economy any longer.

Though the best flight I've had in economy is with Saudi Airlines actually. Their leg space is a little more than the other middle east airlines and they had a snack buffet for all classes with sandwiches and such.

2

u/ne0ven0m OMG, BOO Nov 09 '21

As someone smaller than you, my rule is now anything over 5 hours, and I want some degree of extra space. I feel like the econ+ marginal inches can help on that range of 4-7 hour flights, but even they would feel too cramped after too long. 8+ hours? Biz all the way.

4

u/blue9yun Nov 09 '21

As I get older, anything over 8 hours better be in a lie-flat seat which makes this hobby more than worthwhile.

1

u/megra14 3/24, HOU Nov 12 '21

Same. And I’m only 32. I almost bought the SW Hawaii sale for 40% off but then realized I don’t wanna be on a SW plane for 7+ hours lol

-1

u/planesurf MIA, HNL Nov 09 '21 edited Nov 10 '21

Anything over the Atlantic Ocean, Asia, and South America I book biz (I’m flexible on location most of the time).

Domestic and Hawaii I book economy simply because they’re usually sky high for J and not worth it

Edit: not sure why I'm being downvoted.

3

u/ADKFlyer Nov 09 '21

When I was younger 30 years ago we flew twice to Australia/NZ with young children we had bulkhead seats and it was easier to get up and walk around. Three years ago we flew to NZ in Business/First, well worth it (I'm 6'1"). Also recommend at least 3 weeks stay. Thinking about next year or two for a month

15

u/RacecarsOnIce ICT, DEN Nov 09 '21

Can’t wait to get up in the morning to read the datapoints from those daring enough to apply for the Venture X.

1

u/MedicineMammoth Nov 09 '21

Literally same

7

u/stillwaters23 LAX, SFO Nov 09 '21 edited Nov 09 '21

P2 and I are going to ditch the kids at grandma's for a few nights after Christmas for a short couples trip to Seattle. Never been to Seattle, aside from transits through SEATAC.

Any recommendations on somewhere nice to stay? Thinking FHR or THC, or use Hilton or Marriott points. Things to do?

ETA: Lots of really low priced and apparently good THC hotels, so leaning towards those. Maybe Alexis Royal Sonesta, or the Kimpton?

1

u/Xov581 Nov 10 '21

Not a place to stay but I recommend checking out the Kubota garden on the way in or out of Seattle, timing/weather permitting. It's absolutely beautiful (prob even in the dead of winter) and only like 10-15 min from SEATAC.

1

u/stillwaters23 LAX, SFO Nov 10 '21

Thanks! At this point not planning to get a car, but we might if it makes sense. Will only be there for two full days, so I’m thinking we’ll stay close in and Uber.

3

u/thekingoftherodeo BOS, MAN Nov 09 '21

The Motif was on THC and shook out to ~$450 (net $150 after the Amex Travel credit + $100 THC F&B credit). Thought that was pretty good as a Globalist, they let you effectively “expense” breakfast up to $10pp/day which is ideal in Seattle as Pike Place is a 10 minute walk for coffee/pastries far superior to anything most hotels could offer.

1

u/bananaboat2569 Nov 09 '21

The Charter Hotel is in a really good location if you’re looking to visit the Pike market. We recently stayed there, literally 1 block away walking distance.

2

u/xyzzy321 Nov 09 '21 edited Nov 09 '21

First time using a lounge (thanks, flight delays). What are the etiquettes? Lol

Seems pretty crowded and constant church churn of people

4

u/thekingoftherodeo BOS, MAN Nov 09 '21

Tip your bartenders.

1

u/xyzzy321 Nov 09 '21

Of course! I tipped every time I went and got something; I thought that was just a normal courtesy even before the pandemic?

-7

u/planesurf MIA, HNL Nov 09 '21

Not at all

1

u/planesurf MIA, HNL Nov 09 '21 edited Nov 09 '21

Don’t talk loud that’s about it

Edit: Nvm, based on the downvotes, talk on the phone and talk loudly. Bonus points if you're watching something on your computer w/ max volume and no headphones.

6

u/trogdor_churninator BRN, NAT Nov 09 '21

Last time I was in the SkyClub, dude was watching a 5 minute commercial for AirPods at full loudness. I hope he buys them.

1

u/planesurf MIA, HNL Nov 09 '21

Lol

7

u/lenin1991 HOT, DOG Nov 09 '21

Varies by lounge. Some have self pour drinks, some have bartenders. Normal protocol is all screwy with COVID: some places have what looks like a self serve food area but you have to ask staff to grab what you want.

Some have areas/rooms with more single seats. I've never seen any designation, but I think of those areas as the Quiet Car.

constant church of people

At least the communion wine and wafers are free!

4

u/xyzzy321 Nov 09 '21

Thanks. For now I'm just observing people while charging my phone. I'll learn from them and follow what they're doing.

church

Good catch, autocorrect is too funny sometimes

3

u/casualScrubz Nov 08 '21

Anyone know a trick to get an Amazon Prime Business Account? I have an Amazon Business AMEX but they still denied my business account, then requested a copy of a business license for a sole proprietorship for verification. Is there a way to bypass or are these accounts really not accessible for "businesses"

1

u/devinthedocster Nov 08 '21

Try again with different email. They do verify each new business email but the process is straight forward.

4

u/yiggity_yag Nov 08 '21

When I signed up I just did their verification which only included providing them with a business CC. Used my Chase Ink and account was approved. Perhaps try a new email address and start over.

1

u/casualScrubz Nov 09 '21

tried in August and tried last May -- tried again today and was finally approved. Same process; filled out the application and entered my business CC. Wasn't automatically approved but then got an approval notice within 6 hours.

2

u/Tsarinax JFK, BDL Nov 08 '21

Is the business account worth it, if you’re adding it on top of an existing prime membership? I couldn’t really find any real answers as to what the discounts are actually like.

3

u/nadogm1 JAX Nov 09 '21

Worth it to have more “employees” for buying groups. Or if you’re a real business buying office supplies. Outside that, no.

19

u/Eurynom0s LAX Nov 08 '21 edited Nov 08 '21

With the announcement that Alaska is canceling its order for 30 Airbus A320neos that it inherited from Virgin America so that they can work toward getting back to an all-Boeing fleet, I'm left really scratching my head about what, exactly, Alaska got by buying VX. At this point it seems like buying Virgin was just burning cash to get rid of a west coast competitor, right? Whereas it's very clear what JetBlue would have gotten out of Virgin, something resembling a national network and a bunch of planes that were the same as the ones they already flew.

15

u/stillwaters23 LAX, SFO Nov 08 '21

At this point it seems like buying Virgin was just burning cash to get rid of a west coast competitor, right?

I think this is why, both as a competitor and to keep JetBlue from taking it, which probably would've been even worse from a competitive standpoint. Alaska is on a mission to own the west coast.

1

u/Eurynom0s LAX Nov 08 '21

I think this is why, both as a competitor and to keep JetBlue from taking it, which probably would've been even worse from a competitive standpoint.

Why do you think JetBlue getting VX would have been worse from a competitive standpoint? Alaska getting VX has reduced options on the routes where Alaska and VX overlapped (which was...what, like 90% of VX's routes?). Whereas JetBlue would have at least maintained the amount of competition on those routes.

6

u/stillwaters23 LAX, SFO Nov 08 '21

Worse for Alaska, I mean. JetBlue has a very good product and it would’ve strengthened them significantly in Alaska’s home turf.

2

u/Eurynom0s LAX Nov 08 '21

Ah yes that makes sense. I got confused because I was thinking that the natural follow-on thought from "Alaska's only real goal was trying to destroy competition" is that it's really frustrating the the feds approved a purely anticompetitive acquisition.

3

u/Andk56 Nov 08 '21

I agree, it seemed wrong at the time and even more now. Alaska argued that it would make them more competitive against AA/DL/UA, and they also had to cut back their partnership w/ AA to get the deal approved. But now look at them, the alliance w/ AA is already back and bigger. So yet again, it turns out that if given the choice, companies would prefer to just control prices instead of compete with each other, who knew.

2

u/URtheoneforme Nov 08 '21

I think it was always a perplexing merger.

5

u/Hougie Nov 08 '21

Really hard to get gate space on the west coast right now. Delta has been making a huge play in the Seattle and Bay Area markets. Alaska had to do it.

1

u/josephson93 Nov 08 '21

Timing is everything. Covid crushed airlines.

3

u/Hippo387 Nov 09 '21

It did not. It would have if we were not repeatedly bailing them out. But then again, we bailed them out before and they just bought stock once they turned profitable again. No reason to plan for dark times when they know they can get on-demand bailouts.

1

u/josephson93 Nov 09 '21

Point taken, but compare airline revenue in 2019 to airline revenue in 2020 + bailout money.

0

u/Eurynom0s LAX Nov 08 '21

I don't think it's just timing with COVID. Alaska bought VX in 2016 and was already doing stuff like shedding VX's routes before COVID. COVID definitely made it worse but I feel like it just accelerated the course Alaska was already on post-acquisition instead of inducing a fundamental change of plans.

1

u/divinebaboon Nov 08 '21 edited Nov 08 '21

Anyone buy us mint coins and sell them to PFS Buyers Club? I am currently waiting for my echeck from them, and some of the people I talk to have been waiting for 10 days since they requested the check. Wondering if anyone else is seeing the same and whether it is a rug pull...

edit: looks like folks are reporting getting them on the 7th business day after requesting the echeck now, sorry for the scare y'all.

1

u/planesurf MIA, HNL Nov 09 '21

All of mines have tracked properly and I have been paid within 2 Biz days in PayPal.

I also did pointsmaker for this last one and they paid out after 3 business days.

1

u/Tsarinax JFK, BDL Nov 08 '21

I received 3x orders today, one was due by tomorrow and the others by the end of the week. I think they were just backed up and are catching up now.

2

u/nxlinc TUS Nov 08 '21

Just got my payment on the 7th business day - 2x checks instead of 1 for the total - one for each order it seems.

1

u/pitterpatterpeat Nov 08 '21

If this is the most recent one I got my echeck the day after I requested it. This was maybe like a month ago.

3

u/stillwaters23 LAX, SFO Nov 08 '21

Yeah, but I take paypal payments. They have all come within the promised time frames, including the most recent orders like the morgans.

If you are on the west coast, it might in part be USPS. They have switched from planes to trucks to save money, it adds a few days.

1

u/divinebaboon Nov 08 '21

if you don't mind me asking, how long did it it take from requesting payment to getting paid in paypal for your morgans order?

I requested echeck so I do not believe USPS delivery delays would affect me.

1

u/planesurf MIA, HNL Nov 09 '21

2 business days

2

u/reb702 Nov 08 '21

I requested PayPal for both of my orders on Friday and it says I’ll be paid in 7 business days but likely sooner. The deal updated each step as in past experience. I’m not concerned; there also were a lot of coin deals shipping simultaneously so they may be busier than normal.

2

u/stillwaters23 LAX, SFO Nov 08 '21

I had one they received Nov. 2, payment on my account Nov. 3, received paypal Nov. 4. I still have one pending where I requested the paypal payment on Friday.

0

u/josephson93 Nov 08 '21

Damn. PFS has been solid for years. No email updates? He usually replied within minutes.

1

u/divinebaboon Nov 08 '21 edited Nov 08 '21

Friend said earlier last week the CS said by the end of last week, nothing. Asked again, they said by the end of this week.

1

u/nxlinc TUS Nov 08 '21

How many days since you requested the e-check?

1

u/divinebaboon Nov 08 '21

Mine is not too bad, only 4 days. My friend's that got the runaround is 9 days ago. His "due date" aka the date the website says will be paying him at the latest is Nov 9th, tomorrow, will update with what happens then.

3

u/nxlinc TUS Nov 08 '21

My "7 business days" is today. Nothing yet, I will email them later to inquire if no echeck arrives, hoping they send it this evening NY time. Edit: Literally just received the check while typing this.

54

u/One_Armed_Herman Nov 08 '21 edited Nov 08 '21

I need to dial it back a little and just enjoy the points. I've realized that I think of MSing as a second job, and I think almost too hard about optimizing every moment of it.

I was debating whether it was worth making a special trip to Meijer for multiple discounted VGCs since I wasn't going that direction for 2 days. So the cost of a 1 hour round trip versus the risk of having them sold out Tuesday night. I had the time on Sunday so I did it, but had a moment of being pissed at myself because I forgot to use the tap-to-pay offer on the EDP when I was there. Then I realized that if the $4 difference that it made on those 2 transactions really bothered me, then maybe I was taking this wayyyy too fucking seriously.

There's something something that triggers dopamine about getting the points, the feeling that you're getting something for free. I wonder if I spent the same hours that I spend reading forums and driving around and instead learned another job skill, a foreign language, or anything then maybe I'd be at least equally as well off.

10

u/Arcades FRE, AKS Nov 08 '21

Money Gram banning me was the best thing that ever happened. Relieved the stress and I also wasn't on the hook for thousands of Simon gift cards when Walmart dropped the limit to $99. I got a nice haul of points and now I enjoy my lunch breaks.

3

u/priptoknight Nov 08 '21

Same. I got banned from my to-go Publix, then I moved to NY shortly after. I no longer stress about MSing during my free time...

1

u/planesurf MIA, HNL Nov 09 '21

How’d you get banned from Publix? What exactly did they tell you?

2

u/priptoknight Nov 09 '21

Asst manager accused me of circumventing SAR requirements by doing 1-2k each time I come in. This was after getting over 1-200k done here lol. Nbd, went to other publixes

4

u/planesurf MIA, HNL Nov 09 '21

Lmao nice

Apparently there was a BOLO out on me at one point in my area. Even though the manager at other stores in my area would give me MOs no problem

7

u/priptoknight Nov 09 '21

Funniest part was me doing MOs again at the place I was banned from once the old reps who recognized me quit and new people came.

2

u/planesurf MIA, HNL Nov 09 '21

Classic

4

u/yiggity_yag Nov 08 '21 edited Nov 08 '21

Today I stopped at Lowes to use my Amex offer and take advantage of the Buy $250 Delta get a $25 Lowes GC Free deal. I accidentally used the wrong CC when checking out.

2

u/JPWRana Nov 09 '21

Frustration Friday.

6

u/josephson93 Nov 08 '21

I wonder if I spent the same hours that I spend reading forums and driving around and instead learned another job skill, a foreign language, or anything then maybe I'd be at least equally as well off.

There's little "wonder" about it, and those other things are likely to pay longer-term dividends.

18

u/JayJayHI2000 HNL Nov 08 '21

The thing that I really enjoy about churning is that I can choose to take it easy when I want/need to. You can make this an enjoyable hobby, and you can also make it like a second job. I hope you find the balance you are looking for.

6

u/ProverbialFunk Nov 08 '21

I've gone through this same process before, its tough because with some of my 'Side Hustles' there's an element of risk, or 'a certain amount of work' being required... For MSing or getting points, its virtually nothing... Except Reading, and going to stores you 'should' be near anyways (or else you're wasting time... which is in theory, money.)

8

u/URtheoneforme Nov 08 '21

I saw others post that they had CFF transactions that went pending in mid-October, then dropped off and never posted. I had a small charge do the same thing, and it finally posted a few days ago. Looks like Mastercard/Chase is going back and fixing the glitch.

2

u/johnny____utah Nov 08 '21

Had fraud on my CFU that they “over corrected “ back in September. They just corrected it last week. Might apply to Chase in general.

2

u/Memotome Nov 08 '21

Did any of you fine people do the United Silver status promo for Denver residents? I'm just wondering if the breakout bonus PQM count towards the 1,000 PQM requirement to get Silver next year.

8

u/monalisa1506 Nov 08 '21

I'm trying to decide whether I should get one of those COVID test kits and take it with me to be used on my return flight to the US or, to get tested at a pharmacy 2 days prior to the flight.

Does anyone have recent experience returning from Rome (on Delta)? Did you get tested at a pharmacy or, take the kit with you? Which is easier? TIA

1

u/apdale Nov 09 '21

Recently flew back from Rome on Delta. Wasnt hard to find places to get tested.

2

u/flyiingpenguiin Nov 08 '21

Taking the test at the hotel or at a pharmacy seems easier to me and if it’s Europe it hasn’t been that expensive IME.

4

u/stillwaters23 LAX, SFO Nov 08 '21

I would probably bring the test kit to have as an option. I've been bringing the non-monitored test kits with me when I travel, simply because if I do come down with some symptoms, I want to be able to that preliminary self-check without having to go in somewhere and at least have some idea of where I stand.

7

u/KPNoodleLegs Nov 08 '21

If you are able to easily score an at home kit that will work well. Otherwise, the rapid tests in Rome are a breeze. Tons of pharmacies have booths up outside for around 20 euros. Very painless process that took about 25 mins

2

u/monalisa1506 Nov 08 '21

I'm glad to know. It seems that it's a lot cheaper to just get tested there.

6

u/URtheoneforme Nov 08 '21

I used the at-home test kit on Delta on return from Barcelona. Make sure you have the BinaxNow AG Card kit. The AG card is the one that is monitored, and you get emailed the results. It was a lot easier than having to find a pharmacy.

1

u/monalisa1506 Nov 08 '21

thank you! Yes, that's the one I'm looking into

3

u/braclark BOS Nov 08 '21

This was posted a couple weeks ago in the off-topic post by u/rudebrew22:

Just found out that you can use monitored at home covid test for re-entry into the US. Even at $50 each they are very attractive compared to the $145 tests available at our destination. Plus we can do it from the comfort of our hotel.

I ended up buying a six pack from eMed.com for my return trip from Ecuador coming up. Also, based on those replies, I've submitted the cost to insurance too.

1

u/m16p SFO, SJC Nov 08 '21

Are you flying on United/AA/Delta? eMed's website is unclear about whether only those three airlines accept it or not.

I'll be flying to the USA on TAP (booked using United miles), cannot find any info on whether they'll accept this test or not. u/rudebrew22 and u/flyernick, in case you know?

5

u/OrangePartyLamp PLT, MAN Nov 08 '21

Qatar airways accepted it

1

u/monalisa1506 Nov 08 '21

Thank you for the info! I was looking into the eMed tests as well.

1

u/rudebrew22 Nov 21 '21

Per Delta website, antigen (i.e., BinaxNow) is accepted. Make sure you check the airports for departure and transit on the way home... some places like Dubai, Singapore, etc. require negative PCR just to be in the airport. Both of our tests worked fine but as other recommended it may be good to have an extra in case once of them comes back inconclusive.

Approved COVID-19 tests include molecular, nucleic acid amplification (NAAT), RT-PCR, TMA, LAMP, NEAR, HDA and antigen https://www.delta.com/us/en/travel-planning-center/know-before-you-go/us-entry-requirements

2

u/braclark BOS Nov 08 '21

One more thing, I ordered a 2-pack from optum.com and a 6-pack from emed.com on 11/2. I received the 6-pack from emed.com on 11/4 and optum still has not shipped (fedex is waiting for the package).

0

u/planesurf MIA, HNL Nov 08 '21 edited Nov 08 '21

I got tested by a local pharmacy in Naples when I was in Italy. I have heard many use the Red Cross tents across the city in Rome. Results come back pretty quick from what I've heard (antigen)

Edit: Not sure why I'm being downvoted?

1

u/monalisa1506 Nov 08 '21

BTW, do you remember how much was it?

0

u/planesurf MIA, HNL Nov 08 '21

It was like $17.66 at the Napoli Centrale Station. The Red Cross had a tent there that was free (I think), but after waiting for 20 minutes and seeing the line not move (Ah! Italian efficiency) I made the tactical decision to do it at the pharmacy. Results took 15 minutes. FWIW Red Cross tents in Rome had about five people in line whenever I would walk past them

2

u/monalisa1506 Nov 08 '21

great to know! Thank you for this info

1

u/monalisa1506 Nov 08 '21

thank you!

-3

u/mikep4 4/24 Nov 08 '21

The kit is probably easier but won't be accepted?

8

u/lenin1991 HOT, DOG Nov 08 '21

With the kits, you just need to make sure the one you buy includes the video call administered test, that leads to a certificate and absolutely satisfies the requirement.

1

u/monalisa1506 Nov 08 '21

thank you!

3

u/DCJoe1 Nov 08 '21

As followup, this is one of the ones that meets all the requirements, including video call administration.

https://www.emed.com/products/covid-at-home-testkit-six-pack?hsLang=en

1

u/monalisa1506 Nov 08 '21

thank you. This is the one I was looking into. I just wish I didn't have to buy 6 of them!

1

u/lenin1991 HOT, DOG Nov 08 '21

My state (Colorado) health department has a program where residents can request free administered BinaxNow kits mailed to them, not sure how common that is elsewhere...

Make sure you do bring a spare in case the first result is Inconclusive.

3

u/wicaw MAD, MAN Nov 08 '21

Optum sells sets of 2 ($99) or 3 ($139 or so?), or at least they did. They were expiry 9/19/21 but they said the FDA authorized a 3 month post expiry use till 12/19/21. This was a few weeks ago. I ordered two sets of 2 and they ended up sending 7 total, I think they're just trying to beat the clock

2

u/DCJoe1 Nov 08 '21

Why wouldn't the kit be accepted? It meets all the requirements and has been used by tens of thousands of people.

1

u/monalisa1506 Nov 08 '21

thank you!

4

u/mikep4 4/24 Nov 08 '21

Sure, kit with video call is fine. Just regular OTC kit is not accepted.

1

u/monalisa1506 Nov 08 '21

yes, thank you

0

u/[deleted] Nov 08 '21

[removed] — view removed comment

1

u/BOS_George Nov 11 '21

$4 for everything local, up to $8 or so for longer drives. From speaking to some drivers it seems most orders in my area are $0 tip, which isn’t terribly surprising since I’m deep in the hood.

2

u/megra14 3/24, HOU Nov 09 '21

I tip a flat rate since tipping based on % doesn’t really matter with delivery services. I used to drive for UE and for Doordash and short distances $5 was great. Longer ones more depending on the distance. So I do MINIMUM of $5 and scale up from there. If you wanna be a real gem, tip 0 on the app and give them cash in person. Or do both.

2

u/sg77 RFS Nov 10 '21

Now that Uber Eats & GrubHub add a $2 or $2.50 "Driver Benefits" fee (at least in some places like California), do the drivers treat that as part of the tip? e.g., if I tip $3 now, is the driver as happy as if I had previously tipped $5?

1

u/megra14 3/24, HOU Nov 10 '21

I doubt it. I don’t believe that they are getting that full fee. I bet it goes into the company’s bank and they use it to provide minimal benefits to those that elect in.

2

u/stillwaters23 LAX, SFO Nov 08 '21

I usually stick to 20%. Sometimes more, I usually only do delivery when I'm traveling and staying in a hotel or something, so I'll do more if it's a pain in the ass delivery location for them.

5

u/Subject-Ad-8055 Nov 08 '21

I switch it to pick up and order subway down the street and just go pick it up.

0

u/Holdonistillneedyou Nov 08 '21

I typically tip $5, but if it’s a small order I do 20% (up to 25% if they do a spectacular job). However once the $5 is 10-11% I increase it.

-16

u/planesurf MIA, HNL Nov 08 '21 edited Nov 08 '21

Nothing.

Edit: Ya’ll tip on pick up orders? 😯

23

u/normalinternetperson Nov 08 '21

This may be the least surprising comment I have ever read.

4

u/planesurf MIA, HNL Nov 08 '21

Not sure why I'm being downvoted.... I don't know many others that tip on pick-up orders.

3

u/blue9yun Nov 08 '21

Haha. Well played.

-5

u/planesurf MIA, HNL Nov 08 '21

Lol yes, gotem 😂

3

u/Tsarinax JFK, BDL Nov 08 '21

$10 per trip to my house usually, if it's a smaller order maybe $7-8, or 20% for a larger order.

21

u/the_fit_hit_the_shan DEN, ESB Nov 08 '21

I basically use it exclusively for pick-up.

-28

u/planesurf MIA, HNL Nov 08 '21 edited Nov 08 '21

Do you guys take pillows and blankets from planes?

Edit: Why am I downvoted?

2

u/daloman Nov 09 '21

I don't take a lot of crap because I don't want to clutter up my life with 'free' stuff that is very little usefulness. When traveling I am very reluctant to carry more stuff. I already have more than enough airline and hotel souvenirs.

4

u/nxlinc TUS Nov 08 '21

Do you take pillows and blankets from hotels too?

2

u/planesurf MIA, HNL Nov 08 '21

Nope, just like I don't take it from the plane.

21

u/Walmart_Rat_Squad Nov 08 '21

Why are you downvoted? Here is the truth and I'm sorry if it is mean. Because the thread has 44 posts as of the moment I'm writing this and 11 of them are yours. There is no need to post "thanks", "me", "That sucks", or anything else that comes into your head. No one cares what you think, except you. Upvote if you like the post instead.

1

u/planesurf MIA, HNL Nov 10 '21

That sucks

Unblocked just to comment back lmao

What was that ratio again of how many comments in this thread vs. how many are mines?

1

u/Walmart_Rat_Squad Nov 11 '21

You are deep on the spectrum.

0

u/planesurf MIA, HNL Nov 11 '21

6/8 comments that I see on your profile are about me, thanks for your interest! 😂 #rentfree

0

u/planesurf MIA, HNL Nov 11 '21

Hey man what’s the ratio? I kind of want to see you count my comments again 😂😎

-6

u/trilogy-09 Nov 08 '21

No one cares what you think either and it sounds like you’re getting upset about someone commenting on a public forum that benefits from user interaction.

Maybe you should participate less?

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