r/churning Aug 30 '21 Hugz 1

Weekly Off Topic Thread - Week of August 30, 2021 Anything Goes

This is the Weekly Off-Topic thread

There's more to this hobby than just credit cards - it spreads out into travel aspirations, what luggage or wallet you're using, or what flavor kombucha your local WeWork is serving. Please use this thread to talk about all things even tangentially related to churning. Memes, jokes, and off-topic content are allowed (and encouraged) here. Please use our regular threads to ask basic questions, ask questions about what card to get, or talk about MS. But if it's off-topic elsewhere, you're on-topic here.

Regular rules still apply.

Have fun!

Note: Posting and soliciting referrals are still not allowed.

35 Upvotes

1

u/TheSultan1 EWR, FTW Sep 04 '21

Anyone know if the Chase Offer for GoPro works on subscriptions? Mine's coming up for renewal.

On my Citi card last year, a GoPro + subscription came through as separate charges, with different names and MCCs.

1

u/planesurf MIA, HNL Sep 05 '21

OF

4

u/krivad Sep 03 '21

Overheard conversation in the Amex lounge: “I love my platinum, I got some AirPods for 30,000 points. Such a great deal!”

🙄

4

u/planesurf MIA, HNL Sep 05 '21

... and that's why Amex has some great transfer partners!

-2

u/planesurf MIA, HNL Sep 03 '21

You know what's lame? Is all the bloggers being silent on the EU ban when they were so happy to finally have someone "following the science" in regards to Covid.

1

u/OrangePartyLamp PLT, MAN Sep 05 '21

Where are you trying to go? Some countries will let you in if you can provide 5G service

1

u/planesurf MIA, HNL Sep 05 '21

Hong Kong

5

u/OrangePartyLamp PLT, MAN Sep 05 '21

Ah, The OG of European Union countries

-2

u/planesurf MIA, HNL Sep 03 '21

Why does this happen to me every month when I go use my Gold cheesecake credit?

https://www.instagram.com/reel/CSp_GEljINB/?utm_medium=copy_link

Employee: "Hi welcome to Cheesecake Factory, how can I help you?"

Customer: "Hi, do you guys have any cheesecakes?"

Employee: "Yeah, they're right here you fucking idiot"

11

u/jennerality BTR, CRM Sep 02 '21

My company loves to use acronyms and today heard MSR, CSR, DD in the same call... which of course all stand for something else at work. One of my coworkers messaged me on the side asking what MSR stood for and I started to type minimum spend - whoops.

0

u/435880Churnz Sep 02 '21

Amtrak proposes 50 new routes with their infrastructure bill money... that will take longer than driving...

Get ready for train service between LA and Las Vegas that takes... wait for it... SIX AND A HALF HOURS. Amtrak's time estimate for the route is 2 hour and 37 minutes LONGER than driving and it's a 4 hour drive.

Way to take something that could have been so excellent and absolutely kill it. No one is gonna take that train. A 3 hour train would have been a gamechanger.

https://www.cnn.com/2021/09/01/tech/amtrak-speed-trains/index.html

1

u/thekingoftherodeo BOS, MAN Sep 02 '21

Don't Brightline have a plan to do LA-LV in future?

Definitely a few MSA's that would benefit enormously from high speed rail. Northeast Corridor should absolutely have a Shinkansen type rail system, bypass all that 95 nonsense.

1

u/435880Churnz Sep 03 '21

High speed needs new track. I think it’s a plan but just a plan. Amtrak could run on existing freight line.

1

u/planesurf MIA, HNL Sep 02 '21

What happened to that hyper loop?

0

u/planesurf MIA, HNL Sep 02 '21

I know my tax dollars are being well spent!

1

u/Loyal_Quisling 7/24 Sep 02 '21 edited Sep 02 '21

Why even bother spending the money.

Get me to vegas or other locations fast and I'll take a train instead of driving.

3

u/URGladiator Sep 01 '21

Check your emails...I just received a $3 scooter credit to Lyft! https://imgur.com/a/DJTmKJa

3

u/jfchops2 MSP Sep 01 '21

This is based on the eye test but I think it's right because I've been looking at this weekly for the whole pandemic. This past Sunday 8/29 was the first time that we beat out 2019's daily commercial traveler numbers since aviation took a nosedive in March 2020 when it started. I went back and looked at some headlines from that date and it looks like Hurricane Dorian moving towards Florida explains the dip in what was otherwise a far stronger summer in 2019, but it's a cool milestone to reach.

https://www.tsa.gov/coronavirus/passenger-throughput

6

u/planesurf MIA, HNL Aug 31 '21

Do you guys tip housekeeping?

2

u/churnate Sep 01 '21

I’ve started doing it more recently, for a couple reasons. First, it’s a brutal job and they’re underpaid. Second, the model has switched, and so much of it is ad-how or as requested now, that if I’m going to request it I want to show appreciation for it.

My big fear is that hotels will start charging for it, but not paying the people who do it any more.

ETA: This is only for anything during the stay, i think the baseline is obviously a clean room when you arrive, and cleaning the room after (unless you destroy it, then leave a GD tip.)

1

u/JoeTony6 Sep 01 '21

I don't do resorts, but I could see it being a thing there.

Random brief US hotel stays? No.

Only exception is one time drinking way too much at a wedding and throwing up/making a mess in the room. I cleaned up 98% of it myself, put everything I could in the trash, and left a $20 (all I had) next to the remaining scene of the crime. No charges or issues came from that.

7

u/Loyal_Quisling 7/24 Sep 01 '21

No.

I don't make a mess besides bed and dirty towels I put in a pile on the floor.

I almost never get my room cleaned when I travel because I keep it clean.

14

u/thekingoftherodeo BOS, MAN Sep 01 '21

Are places still doing housekeeping?

Tipping has become an overly complex asinine concept in the US.

I'll leave it at that.

4

u/planesurf MIA, HNL Sep 01 '21

Are places still doing housekeeping?

I'm not completely sure, since I just put "do not disturb" on my door. But when I check out, someone needs to clean the room (though I dont trash it)

Tipping has become an overly complex asinine concept in the US.
I'll leave it at that.

Agree

-4

u/beardedmeerkat Aug 31 '21

In the US, yes, absolutely.

7

u/jfchops2 MSP Aug 31 '21

No, that's part of what paying for a hotel room covers.

2

u/adgjl12 Aug 31 '21

Cancelling Barclays card was extremely quick lol. Never saw such efficiency in cancelling a card. 5 minutes flat from start of call to end. About 2 minutes of automated prompts/wait, 3 minutes of me asking for a downgrade/cancel and them reading me a mandatory script on what happens after cancelling. No downgrade or retention offer.

1

u/goose_hat ICY, HOT Sep 01 '21

Was my experience with the Uber Visa

3

u/carpethediem5 BUR Aug 31 '21

They seem to be very good at it. It must be the experience :)

1

u/FriendlyITGuy BDL, LAS Aug 31 '21

Had the same experience when I cancelled my JetBlue Plus card in June.

0

u/[deleted] Aug 31 '21

[deleted]

2

u/jfchops2 MSP Aug 31 '21

How do you accidentally fill out a whole credit card application, click through the "yes I'm sure I want to apply" boxes, then submit it?

1

u/Loyal_Quisling 7/24 Aug 31 '21

Lmao. No op.

7

u/shinebock IAH, HOU Aug 31 '21

I have to say I'm really digging Virgin Atlantic's hold music. Not as good as a call back system, but it's a halfway decent playlist while I work and have to cancel my Japan trip. Again.

-2

u/planesurf MIA, HNL Aug 31 '21 edited Aug 31 '21

Gets repetitive after 30 min

Edit: does it not?

3

u/TheChronoCross Aug 30 '21

Wonder if anyone has a shared bank account they want to recommend. I am about to take a job that pays a good deal higher than P2. Instead of joining bank accounts, I am considering opening a neutral account which we both pay into and that becomes our spending account, allowing us to both maintain separate savings accounts. I already have USAA. Was thinking maybe a bank account with a bonus to get us started (perhaps citi), or maybe Schwab since P2 already has a Roth IRA with schwab (bonus is only $100 tho). Any paired up churners have suggestions? It would be in both our names I imagine.

3

u/carpethediem5 BUR Aug 31 '21

Don’t do Chase if you want to do a lot of transfers. There is a DoC article about potential hub accounts, I would choose something from it or a similar account rather than select it based on a bonus.

6

u/Tsarinax JFK, BDL Aug 30 '21

Schwab has free atm reimbursements anywhere, which is nice.

I know you said no BofA, but they are decent if you can park 100k there for the preferred rewards bonus. Having money parked there also really helps with card approvals it seems, at least in my experience.

1

u/TheChronoCross Aug 31 '21

Hmm that’s an interesting perspective. We'll definitely get there, but not too quickly. Perhaps we should eye it down the road once we have a lot more on hand.

I've had their Merrill card and biz checking account. I've also been rejected for the biz AS card 3 times. Thanks for the reminder.

3

u/the_fit_hit_the_shan DEN, ESB Aug 30 '21

When P2 and I got married we wanted to set up a joint account asap due to immigration issues, and Ally was the easiest to do online with no fuss.

For a bank account I'm going to be using, that kind of thing is more important to me than chasing an extra bonus.

4

u/Gregcc123 Aug 31 '21

I would second Schwab. Their customer service is silky smooth. They have this concept where I call, and then a competent human being answers. novel, I know.

And BOA is useful with doubling your points on their cards. Maybe someone here can correct me if not, but I think they would double your points even if you had an Alaska card, depending on how your value alaska.

2

u/TheChronoCross Aug 31 '21

I think you meant to respond to the person above, but your point is well taken. I think we'll for Schwab. Realistically P2 may have to deal with them from time to time and I'd rather it be a bank that doesn't create headaches.

3

u/Quacktastic69 KWA, CKZ Aug 31 '21

With BOA you can get up to 75% more points/cashback on their cards, but it's not applicable to cobrands like Alaska

2

u/TheChronoCross Aug 30 '21

For sure the bonus would just be a little cherry. But for usability I'd like things like good customer service, ATMs for cash withdrawal which may be readily available, apps that make sense, etc. That already rules out a buncha banks like PNC, usbank, BoA, Barclays, etc. I was actually leaning towards Discover since they are fee free and just seem overall decent, but not sure if international ATM withdrawal may be an issue with non-visa networks.

3

u/the_fit_hit_the_shan DEN, ESB Aug 30 '21

I have been very happy with Ally's app and customer service overall. How often are you traveling internationally? I've also been happy having Ally as our main/hub account and Schwab as an account we use when we're traveling.

Main downside for Ally that I've found is that they don't support international wire transfers so we need to use a different account when sending money to family abroad.

1

u/DCJoe1 Aug 31 '21

Agreed that Ally is really great overall. For sending money internationally, have you looked at wise.com? Have heard from many ex-pats that it's the cheapest reliable service.

3

u/the_fit_hit_the_shan DEN, ESB Aug 31 '21

Yeah I've used them for years when I've needed to convert currency, but a couple times a year I send money to dollar-denominated accounts abroad and they don't support that. My only option is to wire it, so I just need to use a Chase checking account I keep open.

2

u/stillwaters23 LAX, SFO Aug 30 '21

Anyone have an opinion on the Marriott Union Square versus Hilton Union Square?

Or another property in SF where I could get a decent sized room/suite with a King and a sofa bed, in a safe part of town (safe by SF standards anyway) at a reasonable price where they won't have a bunch of homeless camped out on the front step? Just a one night stay to see a show in the city.

I have Hilton Diamond and Bonvoy Plat Elite, would probably pay cash rate since prices are decent when I'm going. I'm also looking at Palace via FHR, but would be like $150 more even after the $200 credit, so, eh. Other FHR's have cancellation policies 3 or 4 days out, and not rolling the dice the way covid is going, my kid has to get a 72 hour neg test to see the show we are going to.

1

u/globotamus Aug 30 '21

I can't speak to the rooms at either place, but as a current SF resident who lives within walking distance of both hotels, I can confirm that the Marriott Union Square is in a less-homeless-infested-area than the Hilton Union Square.

1

u/chrumbles Aug 31 '21

yes, the further away from the tenderloin, the better...

3

u/ripamazon Aug 30 '21

Hilton union square is terrible. I'll stay at Parc 55 Hilton over union square 11 out of 10 times.

1

u/stillwaters23 LAX, SFO Aug 30 '21

Thanks... my sense is both those properties are fairly mediocre, and my thought was the Hilton is probably the more mediocre of the two. I've stayed at both but it's been years.

Parc 55 showing no availability until the end of September. Looks like maybe they are still closed down from Covid?

1

u/GodLovesFrags OAK, TRE Sep 01 '21

Parc 55 was still boarded up when I went by last week.

3

u/ripamazon Aug 30 '21

I also recommend Marriott Marquis.

3

u/stillwaters23 LAX, SFO Aug 30 '21

Thank you. One bedroom hospitality suite for $248 AAA rate, with some good-looking upgrade options from there. Rooms look recently remodeled in the photos.

What kills is the $80 parking fee... but SF is SF, similar charge everywhere unless you want to park offsite.

3

u/OutofToiletPaper Aug 31 '21

Use SpotHero for sf parking. Can find some great rates for overnights nearby.

2

u/stillwaters23 LAX, SFO Aug 31 '21

Maybe if I was solo... taking wife and daughter to see a show in the city and stay at a nice hotel, I'll forego the penny-pinching and use the hotel valet.

1

u/CericRushmore Aug 30 '21

I've stayed at Hilton Union square. It's OK, got a small upgrade as a Gold Member. I think most of their restaurants are closed though due to Covid.

-7

u/theolereacharound Aug 30 '21

After years of churning, I finally have to pay an annual fee (not including the ones baked into the intro offer). I feel so gross about it.

2

u/jerseyguy195 Aug 30 '21

I'll bite... Is the fee for the Aspire card?

0

u/theolereacharound Aug 30 '21

Nope. It's year 2 of the Venture card and they refused to downgrade/waive it. I have a pending EU trip which was booked using card miles (that I think may get disrupted) so cancelling the card altogether isn't a great option. Safest bet is to just pay the fee unfortunately

6

u/Eurynom0s LAX Aug 30 '21

2

u/stillwaters23 LAX, SFO Aug 30 '21

When is this? Those Jetblue flights are really cheap. I've got the sharkletts flights booked in October.

-2

u/planesurf MIA, HNL Aug 30 '21

Really paying that premium in Y on the A321T

1

u/Eurynom0s LAX Aug 30 '21

I think their computer system must have just been shitting the bed, why is J more expensive than F?

11

u/the_fit_hit_the_shan DEN, ESB Aug 30 '21 edited Aug 30 '21

Happens not infrequently with all airlines: just means that the fare buckets available in F are cheaper than the fare buckets available in J.

Let's say an airline is operating a flight with 8 F seats and 24 J seats. Ignoring award buckets, they put 2x F seats available in a promotional bucket (O), 4x in a normal bucket (A), and 2x in a full fare bucket (F). For business they put 6x in a promo bucket (Z), 14x in a normal bucket (C), and the last 4x in a full fare bucket (J).

It's very feasible that the "O" first class tickets are cheaper than the "J" business tickets, and it's not unlikely that all the "Z" and "C" tickets are already sold. Many times corporate travelers are allowed to buy business but not first, and likely the full fare business ticket will also have better change or refundability options than the promotional first class ticket. So those F seats going unsold while the J seats aren't isn't that ridiculous.

-1

u/planesurf MIA, HNL Aug 31 '21

Neat insight

-9

u/planesurf MIA, HNL Aug 30 '21 edited Aug 31 '21

They’re slashing schedules, prob a day and it will solve itself. There are some similar cases with other cities

Edit: not sure why I’m being downvoted?

3

u/Milehoarder Aug 30 '21

For my recent rental with Hertz they didn't charge my csr, instead they sent a bill in mail. Weird. Anyone experienced this? I guess now I can charge to any card of my choice since the rental is over.

5

u/trilogy-09 Aug 30 '21

Re: your second point. You can always call in to do that anyways after the rental

1

u/whosaskin11 Aug 31 '21

Interesting. I always had an internal struggle with using my CSP for the insurance instead of an MSR card. Good to know.

3

u/trilogy-09 Aug 31 '21

Just know they can charge your card way later for damage and then you’d be shit out of luck.

3

u/isaacides JOK, STR Aug 30 '21

Citi closed the account of someone with over $100k funds and sent it to the state?!

2

u/Econ0mist CSH, OUT Aug 31 '21

I think the rep who said that is likely mistaken, my guess is that Citi will eventually send a check in the mail.

Goes to show that big banks don't really care about retaining even mass affluent clients if their algorithm trips on something

7

u/stillwaters23 LAX, SFO Aug 31 '21

When these kind of shutdowns happen, there are two types of people: those who post because they can't figure out why, and those who post because they want advice on how to fix it. With the latter, there is always more to the story they aren't saying. Because they know why.

13

u/Fawkesyes AAA, AAH Aug 30 '21

Sounds like more to the story that OP hasn’t provided/unable to provide until they receive that letter.

26

u/sergeant_cheery Aug 30 '21 edited Aug 30 '21

I had an interesting incident at a high-end resort where I almost needed to physically-restrain a child I didn't know. Has anyone been in a situation like that before? How did you handle it?

The kid in question was a 8-or-so year old boy at the pool. For hours he was doing all the standard annoying-kid things (yelling, doing cannonballs into the pool splashing other people, running around and climbing over chairs while dripping-wet (including ones with people's stuff on them!), etc.), which was of course obnoxious and even more so since there was a kids-pool he could have been doing that in without disrupting others, but I just put on earplugs, read my book and ignored him. But then it turned kind of dark...

There were a couple of ducks which liked to hang out near the pool (unlike seagulls or pigeons, they didn't even do anything annoying like try to take food, these ducks just seemed to like being near the water). The kid decided to chase after one at full speed screaming like a banshee. The duck ran and then flew away, accelerating as fast as it could. But it flew right into a glass panel by the side of the pool area (there to break the wind I'm guessing), with a very loud sickening thud. The duck landed in obvious pain, on its back and seemingly unable to stand up, with its neck twisted in an odd way. At first it was kicking its feet in the air, kind of like a turtle on its back. But then after like 30 seconds it stopped moving and we believe died. I was sitting closest to where the duck hit, and I tried to get everyone else to stay away to give the duck breathing space, since it was not helping the situation that the kid (and a couple other adults) tried to crowd around it and poke at it. Eventually some other guest and a pool attendant (who each had more experience with handling animals, I think they said they raise chickens or something) swaddled it in a towel and carried it away, presumably dead though I don't know for sure. Someone said something about calling a vet, though it would take a while for one to get there, and if the duck's neck was broken like it looked like, I doubt a vet could have done anything.

At this point, I would have expected the kid to be a little upset/remorseful that he killed a duck for no reason, and also visibility upset others (one lady was on the verge of throwing up). Instead, about 30 seconds after the probably-dead-duck was carried away, he saw the other duck and said to his friend "let's see if I can do it again" and started chasing after that duck. WTF!

At this point I loudly said "leave that duck alone, you already killed one", and a pool-attendant nearby echoed that command once he saw what was happening, and the kid stopped and eventually walked away. But it was a close thing, the kid was obviously torn, looking back and forth between me+pool-attendant and the duck, debating whether it was worth disobeying us. Had he done so, I'm not sure exactly what I would have done but it would have involved using some sort of physical force to stop the kid.

In case anyone asks "where were his parents?", that's a great question, I don't know. An hour after the duck incident, two mid-twenties females showed up (with a couple other much younger kids as well) and he seemed to know them all, but given the ages involved it's unlikely either of them were his parents. They DGAF about anything that kid got up to: he was climbing in and around other people's chairs, picking up random used cups and throwing them into the pool, all while these two "adults" watched him :/

3

u/onlyAlcibiades Aug 30 '21

Do you feel lucky punk ? Well do ya ?

8

u/jfchops2 MSP Aug 30 '21

That's unacceptable. Does this place not require parental supervision under a certain age? The staff should have told the kid to point out who was in charge of him then and gone and dealt with them directly.

I kicked a kid in the head in the pool of the Marriott Sand Key resort back in 2008 or so, but we were both middle school age. He decided his form of entertainment for the week was going to be trying to swim through my legs over and over again after being asked to stop, and eventually I'd had enough. That was the last I saw of him on that trip. If the same thing happened now that I'm no longer a kid I'd yell at him to point out who his parents are, I don't think I'd be comfortable touching someone else's child in any form unless he's actively endangering myself or another person.

3

u/sergeant_cheery Aug 30 '21

Yes they have a rule about parental supervision. They also have a rule about no toys on the pool, but the kid was using a squirt gun for a while. Pool staff should have done something earlier, though I recognize that it must be hard to step in.

Good job kicking that kid!

I'm similarly torn about my situation, because while animal-cruelty is quite shitty, and shitty person may try to argue that stopping hurting/killing a duck isn't important enough to harm a person. I may not agree with that, and obviously my intent would have been just to stop the kid not harm him, but a scummy lawyer may argue otherwise.

8

u/da_huu Aug 30 '21 edited Aug 30 '21

My SO and I were in a similar situation a few days ago. We are currently in Montenegro, where there’s a huge docile street cat culture (a lighter version of Istanbul, if that rings bells for anyone) — they’re everywhere, cared for by the locals, happy to be stroked by all humans, but chill and will leave you alone unless you make any overtures.

We were walking around and stopped to pet one such friendly cat. As soon as we were ready to move on, we saw a child gearing up to kick the cat. My SO immediately sprung up ready to restrain the kid, but the kid’s dad realized what was happening at the same time, lunged forward to stop him (successfully, since he fell on his butt and started bawling), and began yelling at him.

Not a high-end resort, almost certainly not the same country or type of crowd you’re describing, but we felt like we would’ve been okay if we’d had to restrain the kid in this case.

PS: the unscathed cat looked up to see what the drama was, and then promptly resumed his nap

15

u/stillwaters23 LAX, SFO Aug 30 '21

Ever since I've coached my kids soccer and t-ball teams, I have zero hesitation in scolding someone's kid who's misbehaving.

4

u/sergeant_cheery Aug 30 '21

Haha, glad at least the scolding was fine then. Would you escalate to physically restraining the kid if scolding didn't work?

11

u/Tsarinax JFK, BDL Aug 30 '21 edited Aug 31 '21

I’m a parent of young kids too and absolutely would have yelled at them. You did the right thing. As far as physically restraining… maybe. I’d like to but I'd probably be more inclined to do it if my wife were around and we could do it “together.”

I just prefer not to be the single guy alone grabbing kids by the pool, even if it’s called for.

1

u/stillwaters23 LAX, SFO Aug 30 '21

It would have to be a pretty extreme situation... in the one you described, I probably would.

7

u/planesurf MIA, HNL Aug 30 '21

What a piece of shit

2

u/beer68 Aug 30 '21

I’m glad your yelling at the kid prevented more cruelty. I’ve scolded kids before, but haven’t physically restrained them.

5

u/iotanerves Aug 30 '21

Your story telling is awesome! But never been in such a situation before though

-1

u/apolloniandionysian Aug 30 '21

Which credit cards offer extended warranty protection when only a partial amount is charged to the card? (e.g. $599 charged to gift card/$1 charged to credit card).

I'm mainly curious about:

  • AMEX Platinum/Gold
  • BofA Cash/Premium Rewards
  • Citi Rewards+ (would be best because extended warranty is 2y)

7

u/space_cadet- Aug 30 '21

2

u/TheChronoCross Aug 31 '21

This just made me way nostalgic for the days of price protection. That and travel were like the 2 main things I got into this hobby for.

5

u/Eurynom0s LAX Aug 30 '21

For the US Bank Leverage, do you just redeem the points to cash back once you're above the minimum redemption threshold? This feels a little too basic to actually put in the questions thread but Googling has not been helping here and the UX on the US Bank website for this isn't the clearest and seems geared toward steering you into suboptimal redemptions like gift cards.

5

u/forthelurkin AAA, MCO Aug 30 '21

Yeah, pretty much. It's not like there are better options.

2

u/Eurynom0s LAX Aug 30 '21

Just wanted to make sure I wasn't missing something, thanks.

3

u/w_t_f_wtf Aug 30 '21

You also have to redeem in specific increments. I have 1,011 points sitting there after redeeming the SUB + related points.

1

u/churney-sanders Sep 01 '21

Yeah from what I can tell, you can only do it in 5000 increments. I had 4999 after my MSR and couldn't do a thing until I spent the extra 50 cents lol. (I spent a couple dollars and now I have some leftover🙄)

1

u/w_t_f_wtf Sep 01 '21

Lol oh well.

26

u/I_live_there Aug 30 '21

Had a chase CSR tell me during recon "We will not approve you for new cards, theres only one reason someone would open this many cards in a short period of time and thats to run up a high balance and not pay them" actually Michelle, theres another reason you probably also don't approve of, but thanks for convincing me to hit chase as hard as possible on P2 P3.

2

u/yiggity_yag Aug 30 '21

Glad they can’t see my Amex stats

18

u/TheSultan1 EWR, FTW Aug 30 '21

Hey, she may have saved you from a bust-out shutdown...

11

u/yourfriendly-jax Aug 30 '21

Giving her the benefit of the doubt, she could've gotten personally burned in the past by a bustout and reamed by her bosses and now she's overzealous when seeing those credit stats.

5

u/Econ0mist CSH, OUT Aug 31 '21

It's not as if churners are profitable for the bank anyway. I doubt the bank really cares if they're denying a churner or a bust-out

5

u/ne0ven0m OMG, BOO Aug 30 '21 edited Aug 30 '21

I feel like I post about this once a year, so wanted to keep it going by highlighting the positive changes I've received via churning for my beloved DragonCon coming up this Labor Day weekend.

Diamond status at the Hilton Atlanta used to allow free breakfast, which was a god send to avoid the convention crowds in the food court. Also got lounge access in the past where I've rubbed elbow with some media guests. Not ideal, but OK with the $12 credit per day since there's small marketplace with plenty of food options. We'll see how far that goes this year.

Also used HH to book an additional room, and will sell it to some friends, which in turn will pay for most of my cash rate room. Great value for them, as cash rate is $285/night before fees, and I'm shaving a few hundred off the total; and even better value for me as it was only 140k HH total with 5th night free included.

In non-pandemic years, would probably grab the adjacent Hyatt Regency at a steal of 8,000 WoH and try to make a profit on that as well. But with the con attendance capped at 50%, and all the anti-vaxxers not attending, it seems the unthinkable has happened, and host hotel rooms are not in extremely high demand in the week of the event.

1

u/CasinoAccountant Aug 30 '21

Wondering if we get WoT trailer... wait wrong sub lol

1

u/athrowawayaccountfor Aug 30 '21

I don't know you or your personal situation, but I can speak from personal experience that breakthrough infections of COVID happen in circumstances like DragonCon. If you go, you should expect that COVID spread among vaccinated individuals will happen, and you should be prepared with a plan in place for what you will do after. This plan should, at a minimum, include:

  • how you will test and isolate if you develop symptoms at the convention
  • how you will isolate for ten days after onset of symptoms if you test positive and cannot travel home
  • how you will isolate for a few days upon your return to see if you develop symptoms (and how you will test if so)
  • how you will isolate for ten days after onset of symptoms if you test positive after returning home

I am vaxxed, but I had to isolate for ten days earlier this month after testing positive after a large work event where COVID safety protocols, while explicitly encouraged on paper, were in reality implicitly discouraged by leadership.

-3

u/ne0ven0m OMG, BOO Aug 30 '21

What if I want to take as many anti-vaxxers with me as I can? Personally, I feel OK about my chances since I survived last summer without much suffering, and have Moderna in my system.

Minor kidding aside, the con has set up testing on site, as well as a vaccination drive. I also drive and park my car on site, so if I need to go home, I can without risking those in an Uber or public transit. Said home is only 20 mins away. And I work from home, so shouldn't be a big obstacle to isolate.

0

u/athrowawayaccountfor Aug 30 '21

That's all great to hear, and I'm glad you're in a situation where you can enjoy these sorts of things. I have small kids too young for the vaccine, so we are still being as cautious as possible (for example, we are skipping a rescheduled Neal DeGrasse Tyson speaking event we have tickets for from last summer).

13

u/GeorgeAmberson MCO Aug 30 '21

Pulled the seat out of my car to do some work under the dash and found a Chase offer from 2014! $120 checking bonus when setting up direct deposit.

3

u/doodler1977 Aug 30 '21

credit karma keeps trying to push this "upgrade" card on - 1.5% cashback paid in Bitcoin. Plus, $100 SUB (in BTC).

sounds great, right? esp if you can time it so the BTC pays out when it dips. But when you actually click the link and read up on it, it says it's a "personal loan" and the "cashback" is actually a reward for the payments you make. The actual T&C make it sound like it's not a CC, it's a loan? So confusing.

5

u/xyzzy321 Aug 30 '21

Tried posting on awardtravel but didn't get a reply on their stickied thread. Any advice?


Day 48 since I applied for TSA Pre. They said I can call back Wednesday next week (day 50) if I don't have a decision by then.

  1. Called on day 23. Was asked to call on day 30
  2. Called on day 30, they escalated and said call back in a week
  3. Called on day 37, they escalated again and said call back
  4. Called on day 41, said call on Friday
  5. Got an email on day 43 saying we're working on it
  6. Called on day 45 (Friday), said call on Wednesday (day 50)

At this point I'm clueless as to why it's taking so long.

7

u/planesurf MIA, HNL Aug 30 '21 edited Aug 30 '21

Call/email your local congressman

Edit: Not sure why I'm being downvoted. Whats funny is how those downvotes have no advice (see the lack of comments)?

8

u/chellekelle Aug 30 '21

Sorry you're getting downvotes. I think a lot of people don't realize how congresspeople can actually help with a variety of issues. For example, a few years ago, we were trying to close on a new home purchase. My lender was not able to complete the loan because when they went to verify my W2s with the IRS, they found the agency I worked for (county govt) did not file the W2s with IRS correctly. I was advised to contact my congressman for help. I contacted two (one state/one federal) thinking my plea for help was going to be ignored. I was shocked when both congressmen's offices were super responsive and took up the cause. They both helped us get our loan closed. Since I was a constituent with a legit problem with a govt agency, they were responsive. Sorry, long story, but I just wanted to share that it's very relevant to contact your representative. They are responsible to their constituents for govt agency problems (in OP's case, with TSA, a federal agency). I hope they are willing to help you.

3

u/xyzzy321 Aug 30 '21

Thanks, I will contact a congressperson for help.

4

u/horsebycommittee Aug 30 '21

Sadly watching all the flights/travel plans I excitedly made in the Spring get cancelled or postponed (again) due to worsening Covid numbers.

How am I going to use my certs and lounge benefits?!?!

3

u/Mithridel Aug 31 '21

I'm about to cancel my belated honeymoon/anniversary trip to Korea for the second time. I booked it back in December for this October thinking surely Covid would be done by then. SK never stopped requiring a 2-week quarantine so even if Delta weren't spreading, I wouldn't have enough vacation time to go.

2

u/Gregcc123 Aug 31 '21

I was thinking the same thing today. I’ve booked my vacation to Portugal three times now. I keep having to push it off into the future.

-1

u/planesurf MIA, HNL Aug 30 '21

Spring?

1

u/CericRushmore Aug 30 '21

To which country?

7

u/horsebycommittee Aug 30 '21

Within the US. Not a legal barrier, just work events / weddings / family gatherings that are again scaling down, going online, cancelling, or being pushed to indefinite future dates.

2

u/sjb0387 Aug 30 '21

Its sad, I am still planning to go to Europe next week barring any crazy border closure

2

u/legalloli69_ HND, NRT Aug 30 '21

Watch out! They are putting US back to the no-go list. Not sure if it will affect going there 😭😭

3

u/sjb0387 Aug 30 '21

Vaxed and negative tests are exempt from the no go list. Its more click bait

1

u/3mergent Aug 31 '21

Isn't this still undecided? The member states have the final authority to make changes to their border restrictions. All we know so far is a recommendation by the EUC. I've been following it rather closely since I have an upcoming trip, so I'd love to be wrong here.

1

u/sjb0387 Aug 31 '21

As of right now this only effect non vaxed people, or people who do not present a negative test

1

u/3mergent Aug 31 '21

Was any EU country open to untested and unvaxxed individuals who reside outside the EU?

2

u/cali-golfer Aug 31 '21

Netherlands

1

u/sjb0387 Aug 31 '21

I know Spain and Romania were, I was there in July

2

u/legalloli69_ HND, NRT Aug 30 '21

Glad to know.

5

u/CasinoAccountant Aug 30 '21

Does Barclays want to go to war?? They have stuck a bogus late payment fee on my account, I paid my last statement bal on 7/30 wtf

-2

u/planesurf MIA, HNL Aug 30 '21

I have one too. I called in and they said that it would be waived, online says different. :/

3

u/URGladiator Aug 30 '21 edited Aug 30 '21

Best Buy offer: Buy $100 Apple GC and get a $10 BB gift card (limit 1). Stack with Chase offer for an additional 10% off. (via DoC)

-23

u/planesurf MIA, HNL Aug 30 '21

u/itsmychurn off topic thread?

17

u/Alqotastic JFK, DOG Aug 30 '21

Another opportunity to downvote planesurf? My lucky day!

-9

u/planesurf MIA, HNL Aug 30 '21

This is the “new normal” that I hear people talk about

3

u/Hippo387 Aug 30 '21

The Great Reset, if you will

13

u/[deleted] Aug 30 '21

[deleted]

-8

u/planesurf MIA, HNL Aug 30 '21

It’s almost that 10:30 switch to lunchtime 🤤🤤🤤