r/churning 13h ago

Daily Question Daily Question Thread - May 21, 2022

9 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 13h ago

MS Weekly Manufactured Spending Weekly Thread - Week of May 21, 2022

25 Upvotes

Welcome to MS Weekly at /r/churning!

This is the open thread for discussion of all things MS. Methods, ideas, pain points, and everything else about MS is game. As always read the wiki. Be warned: Asking questions in here that show you haven't done a lot of reading on the subject will inevitably be met with a lot of downvotes and some attitude. Be Nice!

* Introduction to Manufactured Spending


r/churning 13h ago

Daily Discussion Daily Discussion Thread - May 21, 2022

14 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 1d ago

Daily Discussion Daily Discussion Thread - May 20, 2022

41 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 1d ago

Frustration Friday Frustration Friday Weekly Thread - Week of May 20, 2022

24 Upvotes

This is your place to vent about the points and miles game.

- Did you have a particularly hard time on your MS run this week?

- MS avenue dry up?

- Did you screw up getting a bonus?

Let all your frustrations go here in this thread!


r/churning 1d ago

Daily Question Daily Question Thread - May 20, 2022

11 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 2d ago

Daily Discussion Daily Discussion Thread - May 19, 2022

34 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 2d ago

Daily Question Daily Question Thread - May 19, 2022

15 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 2d ago

Data Points Central Data Points Weekly - Week of May 19, 2022

12 Upvotes

This is the Weekly Data Points Central thread

In this little hobby of ours, we constantly rely on sharing the experiences and data points by others to optimize our award earning process. From how often you can apply for a card or bank account, to how soon a bank pays out the bonus. All the sidebar article and information is basically an abstracted version of all the DPs collected by the community at large.

Right now, this thread is purposefully unstructured. If you believe you have a DP that is useful, post it here. If you need to find out more data, post the question here, and maybe someone can share what they experienced. We hope that as more and more data is collected, someone smart can figure out a way to categorize it automatically without manual work.

2019 Community Data Points Spreadsheet Link

Enjoy!


r/churning 3d ago

Daily Discussion Daily Discussion Thread - May 18, 2022

33 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 3d ago

Daily Question Daily Question Thread - May 18, 2022

26 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 3d ago

What Card Should I Get Weekly What Card Should I Get? Weekly Thread - Week of May 18, 2022

6 Upvotes

Welcome to the What Card Should I Get Weekly Thread, where we try to figure out what card you should get or critique your current plans or AOR if you're doing it that way). Everything is YMMV and these are all opinions. Agree or disagree with your votes. As always read the wiki, do your research, and happy churning.

Also, check out the Credit Card Recommendation Flowchart before posting in this thread.

  1. The flowchart can answer 95% of all "What card should I get?" questions. By continuing to post, you must explain why you feel the flowchart does not answer your question. Asking for feedback ("The flowchart says I should get X - is that still the best choice?") is absolutely allowed.
  2. What is your credit score?
  3. What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.
  4. How much natural spend can you put on a new card(s) in 3 months?
  5. Are you willing to MS, and if so, how much in 3 months? See this page for a primer on MS. Plastiq (for rent/mortgage/loan payments) and bank account funding are often good options for beginners.
  6. Are you open to applying for business cards? If not, why? See this post and this wiki question to learn more.
  7. How many new cards are you interested in getting? Are you interested in getting into churning regularly (if you aren't already)? Or are you just looking to get a new card(s) for now but not get into churning long-term?
  8. Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back?
  9. What point/miles do you currently have?
  10. What is the airport you're flying out of?
  11. Where would you like to go? (The More specific you are, the better someone can recommend the right card. Tokyo is great, "International travel" is way too vague)

r/churning 4d ago

Daily Discussion Daily Discussion Thread - May 17, 2022

26 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 4d ago

Daily Question Daily Question Thread - May 17, 2022

21 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 4d ago

Bank Account Bonus Bank Bonus Weekly Thread - Week of May 17, 2022

9 Upvotes

This is the Weekly Bank Account Bonus Thread. Use it for anything related to bank accounts and bonuses, such as:

* Churning mechanisms (DD, etc)

* Data points (did bank X bonus arrive)

* Other bank account discussions/questions

Before asking a question, first search:

* The search engine

* DoC's Bank Bonus section

* everybankbonus.com

* Terms and Conditions of the offer

You can also call the bank with questions, but only if you are precisely following the T&C. Otherwise, don’t call the bank!

Also: The mod team is aware that there are bank bonuses that either require a referral or have elevated bonuses when using a referral. Examples would be Schwab and Varo. Do not ask for referrals in this thread - if you want/need a referral for one of those accounts, please check the "Miscellaneous Referrals" thread on r/churningreferrals. Posting or soliciting referral links for those accounts will result in being banned from this sub.

Please post new bank churning opportunities as top level posts for wider visibility.


r/churning 5d ago

Daily Discussion Daily Discussion Thread - May 16, 2022

39 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 5d ago

Daily Question Daily Question Thread - May 16, 2022

18 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 5d ago

Anything Goes Weekly Off Topic Thread - Week of May 16, 2022

17 Upvotes

This is the Weekly Off-Topic thread

There's more to this hobby than just credit cards - it spreads out into travel aspirations, what luggage or wallet you're using, or what flavor kombucha your local WeWork is serving. Please use this thread to talk about all things even tangentially related to churning. Memes, jokes, and off-topic content are allowed (and encouraged) here. Please use our regular threads to ask basic questions, ask questions about what card to get, or talk about MS. But if it's off-topic elsewhere, you're on-topic here.

Regular rules still apply.

Have fun!

Note: Posting and soliciting referrals are still not allowed.


r/churning 6d ago

Storytime Weekly Trip Report and Churning Success Story Weekly Thread - Week of May 15, 2022

54 Upvotes

How'd your churning week go? Any super huge highs? Any thank yous you'd like to give /r/churning?

- Did you book an awesome Trip?

- Are you excited to share your latest redemption?

- Did you score some unexpected Miles/Points?

Trip Reports, Success Stories, Funny Churning Stories. Drinks with the Drunk AmEx Girl. Share them all here!


r/churning 6d ago

Daily Discussion Daily Discussion Thread - May 15, 2022

27 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 6d ago

Daily Question Daily Question Thread - May 15, 2022

19 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 7d ago Helpful Wholesome

MS Weekly Manufactured Spending Weekly Thread - Week of May 14, 2022

42 Upvotes

Welcome to MS Weekly at /r/churning!

This is the open thread for discussion of all things MS. Methods, ideas, pain points, and everything else about MS is game. As always read the wiki. Be warned: Asking questions in here that show you haven't done a lot of reading on the subject will inevitably be met with a lot of downvotes and some attitude. Be Nice!

* Introduction to Manufactured Spending


r/churning 7d ago

Daily Discussion Daily Discussion Thread - May 14, 2022

29 Upvotes

Welcome to the daily discussion thread!

Please post topics for discussion here. While some questions can be used to start a discussion/debate, most questions belong in the question thread unless you love getting downvotes. If your discussion is about manufactured spending, there's a thread for that. If you have a simple data point to share, there's a thread for that too.


r/churning 7d ago

Daily Question Daily Question Thread - May 14, 2022

16 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.


r/churning 8d ago Silver

Frustration Friday Frustration Friday Weekly Thread - Week of May 13, 2022

35 Upvotes

This is your place to vent about the points and miles game.

- Did you have a particularly hard time on your MS run this week?

- MS avenue dry up?

- Did you screw up getting a bonus?

Let all your frustrations go here in this thread!


r/churning 8d ago

Daily Question Daily Question Thread - May 13, 2022

30 Upvotes

Welcome to the Daily Question thread at /r/churning!

This is the thread to post questions about churning for miles/points/cash. Just because you have a question about credit cards does NOT mean it belongs here. If you’re brand new here, please read the wiki before posting.

* Please use the search engine first - many basic questions have been asked before.

* Please also consider scanning (CTRL-F) the last couple days worth of Question threads

* If you have questions about what card to get, ask here. If you have questions about manufactured spending, ask here.

This subreddit relies heavily on self-moderation. That means that if you ask something that shows you haven’t done any research, you’re going to get a lot of downvotes.